Insurance

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    Along with helping you with your loan requirements to achieve their financial goals, we also assist in protecting the loan payments and your requirements in case of unforeseen circumstances. We will help you protect your family and assets, assess what type of cover you should have, which company’s product will be best suited to your needs, and what will be best possible premium for the selected products. Help you compare the insurance premiums from multiple insurance companies to ensure you get an unbiased view that means you don’t waste time having to shop around.

    Whether its life insurance, trauma/critical illness insurance, disability insurance, mortgage protection insurance, income protection insurance, or health/medical insurance, we will ensure you are adequately covered.

    General Insurance

    The risk is associated with everything and so, it is important to secure all the things that we own, and that security is provided by insurance. General insurance policies are designed to protect you financially against certain risks and events.

    Three of the most important general insurances are:

    Home Insurance

    Whether it’s your home or an investment property, your property is likely to be your most valuable asset. It is important to protect it.

    Contents Insurance

    Your personal possessions can have a significant financial and sentimental value. Its vital to protect your valuables. Content insurance cover your belongings from accidental loss or damage

    Car Insurance

    Car Insurance cover you against accidental damage to or loss of your motor vehicle. It also protects you if your car accidentally damages someone else’s car or property.

    Most insurance companies offer different types and level of covers. It is easy to over/under insure. In most cases, you can also choose to pay your excess weekly/fortnightly/monthly or yearly. We work with you and assist you in choosing the right cover and frequency of premium to protect yourself and your assets and provide you with a comfortable payment option.

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    Life Insurance

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    Protect yourself and your loved ones

    Life insurance is a type of insurance contract which pays your dependants a fixed lump sum if you die during the term of the contract. The cost of a life insurance policy depends on many factors including how much cover you want, your age, gender, whether you smoke and overall health and lifestyle.

    How to estimate your cover amount?

    There are several factors to consider when deciding the appropriate amount of cover. A starting point is to add all your unpaid debts, immediate expenses, funeral cost and future spending you have planned such as your children’s education cost.

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    How to estimate your cover amount?

    There are several factors to consider when deciding the appropriate amount of cover. A starting point is to add all your unpaid debts, immediate expenses, funeral cost and future spending you have planned such as your children’s education cost.

    Income/Mortgage Protection

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    Meeting your mortgage payments and protecting your income is extremely important. Will you be able to manage if you are off sick or lose your job? How will you manage your daily expenses and your loan payments? You don’t want to lose your sleep over this worry. Get protected by getting income/mortgage protection.

    Trauma Insurance

    Trauma insurance cover or critical illness insurance provides a lump sum of money to cover immediate medical expenses and other financial needs when a critical illness or injury occurs. Trauma cover pays an agreed amount to cover you for many different issues such as heart attacks or intensive care.

    Trauma insurance gives you the financial freedom to make your own choices at the time when you health is seriously affected. Trauma provides you with a lump sum payment that leaves the choice in your hands – you may want to pay off the mortgage, fly to Disneyland or just spend time with your family without having to worry about where the money will come from.

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    Total Permanent Disability

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    Total Permanent Disability cover protect you in an event when you have to stop working permanent due to illness or injury. Financially, this could be the worst thing that could happen to you and your family. The impact of losing your income have a massive emotional and financial impact. Total Permanent disability covers accidental, illness, injury or even mental illness when you are unable to work for the rest of your life.