About Us

Get in touch

Our Story

Expert Mortgages is a human-sized team of experts. Established in 2017 – devoted to providing clients with financial enlightenment and personalised tailored service in a timely manner. The advisers also known as “the Experts” are minds and makers with business sense and creative chops, set out to connect people with what matters most- the experience.

At Expert Mortgages, everything is informed by our three core principles:

Reputation

Ethics are everything

Respect

Give and earn

Results

Get it done

What we do

Whether you are buying your first home, building a portfolio of investment property, or just looking at refinancing. Expert Mortgages can do the legwork and take care of the finance and more for you.

Our Vision

We believe in building long-term relationships with our clients. Our success is not only due to the quality of our work; it is down to attitude, our approach and the way we treat our clients.

Meet the Experts

Puneet Gambhir

Principal Advisor

puneet@expertmortgages.co.nz

021 202 1170

Director and founder of Expert Mortgages, Puneet has over a decade of experience in the financial services in New Zealand. Puneet’s entrepreneurial aspirations led to the foundation of Expert Mortgages. He has gained immense banking knowledge throughout his career. When it comes to mortgage, there is little Puneet has not seen. Puneet has a huge focus on customer experience. His goal is to offer a personalised approach to his clients looking for financial success.

Puneet is a creative and inventive thinker, who craves for a challenge and who is constantly thinking outside the box. Outside work, Puneet enjoy spending time with his young family. Evening walk with his much-loved family dog (Ladoo) is a must.

Disclosure Statements are available upon request.

Puneet Gambhir

Principal Advisor

puneet@expertmortgages.co.nz

021 202 1170

Disclosure Statements are available upon request.

Anamika

Mortgage Advisor

anamika@expertmortgages.co.nz

021 391 990

Anamika joined Expert Mortgages in 2021. She brings along 4 years of experience of working in finance and accounts. Previously, she has worked as a Mutual Fund Advisor with SBI- one of the largest banks in India. Following this she moved to New Zealand in 2018 and has since worked in accounting and admin roles. Anamika has a passion to assist clients and peers by ensuring processes are completed in timely manner. Outside of work Anamika enjoys spending time with her family.

Anamika

Mortgage Advisor

anamika@expertmortgages.co.nz

021 391 990

Navi Kaur

Mortgage Advisor

navi@expertmortgages.co.nz

021 065 1912

Navi joined Expert Mortgages Ltd at the beginning of 2022. With her passion for helping people and positive attitude, she looks after her clients very well. She understands her clients’ objectives and take time to explain the full process from application to settlement.

Outside of work, Navi enjoys spending time with her family, meditate and mingle with her friends and extended family.

Rosh Singh

Mortgage Advisor

Rosh@expertmortgages.co.nz

0276900696

Rosh joined Expert Mortgages in 2024. Having extensive experience in home lending while working for one of the leading banks in New Zealand to working in the one of top real estate company in New Zealand, you get an advisor who can guide you at every step of your home loan journey.

He likes to understand client’s current position and guide accordingly about what they want to achieve in their life through real estate. Rosh has a genuine interest in going above and beyond for his clients who are always more than just a number to him.

Whether you are a first home buyer, investor, looking for a refinance, business loan or just need any general information on any loan products.

Call/Msg Rosh today to find out how he can help you achieve your goals.

Outside of work he loves to have fun dates with his two sons and play outdoor sports.

Rosh Singh

Mortgage Advisor

Rosh@expertmortgages.co.nz

0276900696

Whether you are a first home buyer, investor, looking for a refinance, business loan or just need any general information on any loan products.

Call/Msg Rosh today to find out how he can help you achieve your goals.

Outside of work he loves to have fun dates with his two sons and play outdoor sports.

Ladoo

Office Mascot

Meet Ladoo! Whilst his knowledge of mortgages and insurance is somewhat limited, he makes up for that with his pure dedication, unwavering support and his winter-warming cuddles. A big fan of evening walks, Ladoo loves nothing more than exploring the Auckland scene at the end of each day.